Equipment Finance

Equipment Finance

Flexible, competitive and customizable

Free up your working capital by taking advantage of one of our flexible equipment financing solutions.

Whether you are looking to finance fixtures for processing facilities or farm equipment, invest in renewable energy equipment, purchase new vehicles or install a methane digester, our experienced staff will work with you to get the equipment you need, when you need it.

Conserve working capital – Up to 100% of your purchase price can be financed, including attachments, extended warranties and registration fees.
Flexible - Choose the terms that fit your needs: Terms from 2 years to 10 years depending on equipment type with monthly, quarterly, semi-annual, irregular or annual payments.
Easy - Our equipment loans and leases have easy to understand terms and simple documentation for fast delivery.

Products are subject to regional availability. Contact your local AgWest office today for more information.

Are you at the dealer and ready to make a purchase? Contact AgDirect^®; to find attractive rates and the best terms for your business. Powered by Farm Credit, AgDirect^®; is available at your equipment dealer, at auctions (traditional or online) and for private party equipment purchases.

AgDirect^®; Program Features:

Options to buy, lease or refinance new or used equipment.
Variable or fixed rates
Financing terms from 2-7 years*
Up to a 10-year term on pivots*
Delayed payments up to 15 months*
Fully prepayable, with no prepayment fees*
Easy online application and quick credit decisions.

To see if this product is offered in your area and to learn more about at-dealer, auction and private party equipment financing, call 888 525 9805 or visit AgDirect^®; online at agdirect.com.

Complete an application today.

*Subject to approval.

AgDirect^®; is an equipment financing program offered by Farm Credit Services of America and other participating Farm Credit System Institutions with lease financing provided by Farm Credit Leasing Services Corporation.

AgWest Farm Credit’s leasing programs offer competitive pricing, flexible payment terms and a fast turnaround. We've created a broad range of flexible, easy-to-use leasing solutions to help you meet your financial objectives. Save on costs, improve cash flow, avoid equipment obsolescence, free up capital and gain tax advantages with an AgWest lease.

Operating/True Lease Program Features:

100% financing of the purchase price. AgWest purchases the equipment and leases it to you
Fixed payments for the lease term.
Fixed purchase option and/or renewal options at the end of the lease term.
Lease rentals may be tax deductible (discuss with your tax advisor).
Early payoffs may be subject to prepayment fees and taxes.

Capital Lease Program Features

100% financing of the purchase price.
Fixed payments for the lease term.
$1.00 fixed purchase option at the end of the lease term.
You take the depreciation on the equipment (discuss with your tax advisor).
You take ownership of the equipment.
Early payoffs may be subject to prepayment fees and taxes.

Our expert staff work with you to acquire the equipment and machinery you need in a way that meets your financial needs. Our equipment loans are competitive and customizable.

Equipment Loan Program Features

100% financing of the purchase price in most cases. You can make a down payment or trade in, and we will finance the balance.
Simple loan documentation.
You own the equipment, and we take the equipment as collateral.
No prepayment fees for early payoffs on variable rate loans.
Fixed rate loans are only subject to prepayment fees for the first 6 months.
Flexible payment schedules available to accommodate seasonal cash flow.

Equipment Loan Program Features

Types of Financing	Purchase of new and used equipment such as tractors, implements, harvesting equipment, processing equipment, winery equipment, sustainable energy, facilities and more
Collateral	The equipment serves as collateral and AgWest holds a first lien position
Rates	Variable rates Fixed rates available with several different options including no prepayment penalties
Terms	Loans, Capital Leases and True Leases with terms up to 10 years

Not ready to purchase? AgWest Farm Credit offers a pre-approved equipment line of credit, allowing you to focus on finding the right deal, without worrying about your financing.

Equipment Plus Program Features

Pre-approval for purchases over a specified period of time.
Interim funding. This allows you to pay vendors for projects over time before the final equipment loan or lease terms are determined (barrel purchases or packing line construction, for example).
Reimburse purchases from up to six months prior.

This product is subject to regional availability. Contact your local AgWest Farm Credit branch to get started.

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