Need Help
If you need help setting up services or accessing your accounts, please call our Customer Care Team at 866.552.9172 during business hours (7 a.m. — 5 p.m. PST, M-F) or email us at CustomerCare@AgWestFC.com.
Location
If you need help setting up services or accessing your accounts, please call our Customer Care Team at 866.552.9172 during business hours (7 a.m. — 5 p.m. PST, M-F) or email us at CustomerCare@AgWestFC.com.
Location
If you need help setting up services or accessing your accounts, please call our Customer Care Team at 866.552.9172 during business hours (7 a.m. — 5 p.m. PST, M-F) or email us at CustomerCare@AgWestFC.com.
Securely update and exchange balance sheet information with your AgWest team.
Put your idle cash to work with a suite of banking services that sweeps funds between accounts. Fees apply.
Starting up your own operation can feel overwhelming.
At AgWest, we specialize in providing financing and related services to farmers, ranchers, agribusinesses, commercial fishermen and timber producers. We understand the challenges YBS producers face and we’re committed to the long-term success of every customer we serve.
Getting a business loan for an agricultural, forestry or a fishery operation can be different than a typical mortgage application or opening a credit card. Check out the information and resources below for an overview of what you’ll need to start your process.
The business plan is a road map to show how you will move from where you are today, to where you want your operation to be in the future. The plan shows a lender that you’ve thought seriously about your goals and plans for the business and you understand all parts of your operation.
Learn MoreLenders request, and in most cases require, financial statements to accompany your request for credit. Financial statements show you have a detailed understanding of your business and its capacity to repay the loan. Wise business owners use financial statements in combination with production records to identify strengths and weaknesses in the operation. The three most common financial statements include a balance sheet, income statement and cash flow budget.
The balance sheet provides a snapshot of the business’ financial position at a specific point in time. It consists of three main parts: assets, liabilities, and owner equity. The balance sheet helps business operators evaluate important data and metrics, observe trends and plan for the future.
A business income statement, also called a profit and loss statement, is used to measure revenues, expenses, and net profits over a defined period of time, typically a year. Income statements can be used to determine income tax payments, evaluate potential for expansion and analyze loan repayment.
The cash flow budget summarizes cash inflows, outflows, balances, and loan activity for each month. It is useful in determining the need for operating lines of credit to cover cash flow deficits or the feasibility of making new investments.
Use these powerful tools to estimate mortgage payments, develop a savings strategy for your business, or find your breakeven on a mortgage refinance.
Estimate loan payments.IN THIS SECTION
Check out the wide range of free and on-demand learning resources and upcoming events focused on financial and business management and relevant industry topics.
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