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Looking for peace and quiet?
We specialize in rural residential financing and may be able to work with you to offer financing for properties with unique features other lenders won’t consider. AgWest Farm Credit offers home loans, land loans, construction loans and refinancing for rural properties. We’re also a portfolio lender, which means we won’t sell your loan after it closes. Instead, you can count on us to assist you from the start of your loan process through your final payment.
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Financing to fit your needs
Land Loans
AgWest offers land loans to buy bare land in the country for a future home site or recreational use.
Rural Home Loans
Get a loan to purchase or refinance a rural home, or to renovate a house, shop or property located in the country.
Construction Loans
An AgWest All-in-One Construction Loan can simplify your life by eliminating the need for multiple loans.
No one knows rural like we do.
AgWest offers a variety of Country Home Loans designed to help you live your best future.
Country properties often have outbuildings, small orchards, second residences or other unique features. The following types of properties are often rejected by traditional banks or credit unions but can be considered for financing with AgWest.
- Bare land and recreational properties without water, power or septic
- Properties with farm income or zoned for agriculture or residential use.
- Large acreages
- Land with barns, shops, outbuildings and/or riding arenas.
- Manufactured, modular, log and shop-homes.
- Vineyards, orchards, nurseries, woodlands, conservation lands and other agricultural commodities.
- Properties with multiple, permanent homesites.
- Off-grid properties and multiple parcels.
- Bare land for future home sites.
- Land for recreational use such as hunting, camping, fishing or riding ATVs.
Wondering how to apply? It's easy, simply click on Get Started to locate your local mortgage specialist to start the process by e-mail or phone, or stop by your local AgWest Farm Credit office to speak with a representative.
Tools and Resources
Explore our loan calculators
Curious what your monthly cost will be? Use our loan calculators for additional information.
Interest rate options and loan terms*
Get competitive interest rates and a variety of repayment options for rural home loans, land loans, construction loans and refinances. Residential loan rates and terms vary by program with fixed rates, fixed-to-adjustable rates and interest-only payment options.
Land buying checklist
Buying, selling or financing rural properties is different from purchasing properties within city limits. Check out helpful planning tips and practical advice to assist you with your rural land purchase.
*Available rates and loan terms vary by program.
All loan actions are subject to program availability. Certain conditions and restrictions may apply. NMLS #2463478