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If you need help setting up services or accessing your accounts, please call our Customer Care Team at 866.552.9172 during business hours (7 a.m. — 5 p.m. PST, M-F) or email us at CustomerCare@AgWestFC.com.
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Future Payment Fund
AgWest Farm Credit offers the Future Payment Fund* program for our customers to ensure funds are available for future loan payments or future operating expenditures.
By setting up a Future Payment Fund account, you can keep your cash liquid for your agricultural operating needs while also earning a market rate of return. Read more about this program below and please note that access and eligibility may vary by region and account type.
Frequently asked questions
You can set up an interest-bearing Future Payment Fund when you establish an AgWest loan, or at any time after your loan is in place. Fund balance subject to certain limitations. AgWest reserves the right to limit participation in the Future Payment Fund Program. Please reach out to your local branch to learn more.
Your Future Payment Fund earns interest at a competitive variable rate daily. The rate is set by AgWest in its sole discretion and may change as frequently as the first of each month. Interest earned is subject to the same withdrawal requirements as Future Payment Fund principal.
You may withdraw funds from a Future Payment Fund account to apply against AgWest loans or for any agricultural purpose consistent with your borrowings from AgWest.
You can choose to add or withdraw from your Future Payment Fund using the features of online banking. You can also move funds between your depository bank and AgWest via online banking or an ACH transfer request to or from your bank account through your branch office.
The Future Payment Fund program is voluntary. The program is NOT a depository account. Future Payment Funds are uninsured and at the risk of loss. Funds are protected only by the financial condition of AgWest.
The specific terms and conditions of the Future Payment Fund are contained in the documentation you receive when you create an account. From time to time, AgWest may review program parameters. Terms and conditions of the program may be changed with advance notification to participating customers.
AgWest will comply with applicable reporting requirements of federal income tax laws. Interest earned on your Future Payment Fund is reported annually to you and to the Internal Revenue Service on Form 1099-INT (if applicable). Consult your tax specialist regarding the taxability of this income by federal, state, local and other applicable jurisdictions.
*Future Payment fund access and eligibility varies by region and account type.
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Operating lines of credit
Revolving operating lines allow you to borrow and repay funds as often as needed.
Learn more