Yield, Revenue & Production

Purchase deadlines vary by crop.  

Multi-Peril Crop Insurance (MPCI) covers yield or a combination of yield and revenue losses resulting from many types of natural causes to include drought, excessive moisture, freeze and disease. Some MPCI coverage options allow producers to combine yield protection and price protection to protect against revenue losses caused by low yields or changes in market price. 

Purchase deadlines vary by crop.  

Enhanced Coverage Option (ECO) is available for certain crops in select counties. ECO works in conjunction with your existing Revenue Protection (RP), Yield Protection (YP) or Actual Production History (APH) multi-peril crop insurance policy. 

What is Enhanced Coverage Option (ECO) and how does it work? 

• ECO is an endorsement that works in conjunction with your existing MPCI policy. 
• There is an additional premium for this added protection. 
• With this option, you can select coverage from 86%-90% or 86%-95%. 
• ECO coverage is not based on your actual yield history. Instead, it is based on area yields or area revenue established by RMA to trigger a loss. 
• ECO is not equivalent to having a 95% coverage level on your multi-peril policy. 
• You could collect a claim on both multi-peril and ECO if you qualify for a loss on both. 

Purchase deadlines vary based on tax filing status. If your tax year begins between Jan. 1 and Aug. 31, the WFRP purchase deadline is March 15. If your tax year begins between Sept. 1 and Dec. 31, the WFRP purchase deadline is November 20.

WIth Farm Revenue Protection (WFRP) you get revenue protection for your whole farm and the ability to protect revenue from many specialty crops that cannot be covered by Multi-Peril Crop Insurance (MPCI).

Coverage is based on a producer’s five-year historical average farm revenue (using the IRS Schedule F) and an annual farm report. 

WFRP protects all commodities on a farm against loss of revenue due to unavoidable natural causes, such as drought, quality issues and market volatility. It is available to farms with up to $17.5 million in insured revenue. Coverage can include specialty or organic commodities (both crops and livestock) as well as operations selling to local, regional, farm-identity preserved, specialty or direct markets. 

WFRP benefits 

• Range of coverage from 50 to 85 percent. 
• Covers quality issues that may not be fully protected by other policies.  
• Works well for specialty crops with contract pricing. 
• Includes replant coverage for annual crops. 

Purchase deadlines vary. 

Actual Revenue History (ARH) Insurance uses historical revenues as a basis for protecting future crops. ARH protects growers against losses from low prices, low yields, low quality or any combination of these unpredictable events. Every crop insured under ARH has unique crop provisions. Some hard-to-insure crops, such as sweet and tart cherries, may be eligible for ARH coverage in select counties. 

Purchase deadlines vary by crop.  

Yield-Protection Crop Insurance (YP) covers unavoidable production losses caused by drought, excessive moisture, hail, wind, frost/freeze, tornado, lightning, flood, insect infestation, plant disease, excessive temperature during pollination, wildlife damage, fire and earthquake. 

The coverage guarantees a yield based on an individual producer's Actual Production History (APH), which is the average yield for an insured unit for four to ten consecutive years in which that crop was produced. YP coverage levels range from 50% to 85% of the APH. 

Purchase deadlines vary by crop.  

Actual Production History (APH) insures against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects and disease. Producers can select the amount of average yield to insure (from 50-75 percent) and the percent of the predicted price to insure (55 and 100 percent of the crop price established annually by RMA). 

Purchase deadlines vary by crop.  

Revenue Protection (RP) provides similar coverage to Yield Protection (YP) and Actual Production History (APH), plus protection against loss of revenue caused by yield and/or market fluctuations. Protect against low yields and low prices, with coverage levels ranging from 50 to 85 percent of historic yield averages. RP allows you to “lock in” your guarantee at a pre-determined price. 

Purchase deadlines vary by crop. 

Dollar plan policies provide protection against damage due to naturally occurring perils. Guarantees are determined using federally determined values. Contact your local insurance agent for more information about coverage levels and indemnity calculations.

Only available in select counties in Oregon and Washington. September 1 sales closing deadline. Coverage may be purchased after this deadline but takes 30 days to go into effect. 

The Nursery Value Select (NVS) crop insurance policy offers customized coverage for nursery stock by type. This policy allows nursery producers to select the dollar amount of coverage and it is designed to run concurrently with the existing nursery insurance program and coverage. NVS coverage is available for some unique nursery operations, including hemp production.