John Phelan

John Phelan

Chief Credit Officer

John serves as Chief Credit Officer for AgWest Farm Credit where he oversees portfolio strategy, credit underwriting, credit approval, chattel management, appraisal, adverse asset servicing and funding bank relations.

John was raised near Clancy, Montana. He has a bachelor’s degree in business administration and management from Montana State University-Billings and graduated from the University of Montana with a master’s degree in business administration. He is also a graduate of the Pacific Coast Banking School.

John held a variety of lending and executive roles at AgWest’s predecessor, Northwest Farm Credit Services, since starting there in 1992. He most recently served on the association’s executive team as Executive Vice President – Chief Risk and Credit Officer from 2011 through 2022 and also served as their Senior Vice President – Commercial Lending from 2006 through 2010.

John resides in Cheney, Washington with his wife Michelle. They have three adult children and two grandchildren. John and Michelle spend much of their free time in Montana with friends and family.