44 search results for Time Value of Money
Farm and Ranch Land Perspectives
and restructuring if profits, cash flow and financial liquidity are not available. In recent years, the value, . In many regions of the country, farmland values have grown due to recreational value, development, country, 1910, farm and ranch land values have appreciated or remained stable approximately 80% of the time, at the beginning of World War II, the value of farmland appreciated or remained stable nearly 90% of the time. Land values declined in the 1920s and of course in the Great Depression of the 1930s. During
https://agwestfc.com/industry-home/AgTrends/2024/01/26/farm-and-ranch-land-perspectives
Farm and Ranch Land Perspectives
, the value of farmland appreciated or remained stable nearly 90% of the time. Land values declined, that there is a low probability of a land value collapse for an extended period of time. The TINA effect My, and financial liquidity are not available. In recent years, the value of farm and ranch land has, values have grown due to recreational value, development, country living, lifestyle farming, have appreciated or remained stable approximately 80% of the time. Large appreciation in values
https://agwestfc.com/education-and-resources/industry-and-economic-insights/economic-updates/agricultural-trends/farm-and-ranch-land-perspectives
Interest Rates Example
, fixed 30 years, 15/1 fixed-to-adjustable PURCHASE PRICE/APPRAISED VALUE $500,000 $500,000 INTEREST RATE, , 15/1 fixed-to-adjustable PURCHASE PRICE/APPRAISED VALUE $500,000 $500,000 INTEREST RATE 8.050% 8.00, years, fixed 30 years, 15/1 fixed-to-adjustable PURCHASE PRICE/APPRAISED VALUE $500,000 $500,000, to borrow money expressed as a yearly percentage. For mortgage loans it includes the interest rate plus, amount, an applicant credit score, an interest rate that was available at the time of publication
https://agwestfc.com/financing/country-home-loans/interest-rates-example
Full Economic Impact Analysis Report
dollars
Direct Effects by State Full & Part-time Jobs Sales ($000) Value-added ($000)
Alaska 25,838, Full & Part-time Jobs Sales
($000) Value-added ($000)
Agriculture and food processing,
and Induced Effects by State Full &
Part-time Jobs Sales
($000) Value-added
($000)
Alaska,
and Induced Effects by Sector Full & Part-time Jobs Sales ($000) Value-added ($000)
Agriculture, and Induced Effects by State Export Full &
Part-time Jobs Export Sales
($000) Exports Value-added
https://agwestfc.com/docs/default-source/business-resources/economic-impact-report.docx?sfvrsn=475314bb_5
Navigating change
that started in 2023
was the first time he saw the value of seafood
collapse across multiple, worked on salmon boats during the summers to make money for college. The risk and
reward
https://agwestfc.com/about/stories/customer/2025/01/15/navigating-change
2025 Lemons and Oranges Industry Perspective
to lend money or extend credit. This information is provided independent of any lending, other financing, ............................................................................................... 1
Value chain, of California Citrus Production Manual. UC Riverside
Givaudan Citrus Variety Collection.
Value chain, value-added processes
•
When working with retailers, value-added processes may prove, , promotions and other value-
enhancing activities.
Maintain a sound financial position
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2025-lemons-and-oranges-industry-perspective.pdf?sfvrsn=62c30e6b_3
Preparing Agricultural Financial Statements
to time cash expenditures and plan for credit needs. Finally, these statements provide the critical, A carefully prepared set of financial statements can make life much easier when tax time comes around.This, position at a specific point in time or a financial snapshot of the business. The balance sheet reflects, that has monetary value. Standard accounting practices value assets at either cost, market value, accumulated depreciation. Market valued assets are listed at fair market value based on the asset’s
https://agwestfc.com/education-and-resources/financial-tools/preparing-financial-statements/preparing-agricultural-financial-statements
2019 NWFCS Annual Report
. As the association continues to
prosper and grow our capital, we carefully consider how to build
value, .
Delivering value for our customer-members also means building and
expanding strategic partnerships, story to potential employees who care deeply about
investing their time working for a company, value to our customer-members through one of the
highest patronage levels in the Farm Credit System,
agriculture, forestry and fisheries in the Northwest.
Leaders together
We value integrity, trust
https://agwestfc.com/docs/default-source/about-the-company/financial-reports/2019-nwfcs-annual-report.pdf?sfvrsn=55008465_1
Preparing Agricultural Financial Statements
agricultural businesses, from small part-time farms to large
commercial operations, require updated, . Financial statements can be used to time cash
expenditures and plan for credit needs. Finally, easier when tax
time comes around. This prevents last minute information collection and provides, time to
review year-end
statements prepared
by your accountant to
better understand the
true,
The balance sheet is a statement of financial position at a specific point in time or a
financial
https://agwestfc.com/docs/default-source/business-resources/financial-tool/preparing-agricultural-financial-statements.pdf?sfvrsn=80e4d9cd_15
2025_Cattle_Industry_Perspective
a commitment by
AgWest Farm Credit to lend money or extend credit. This information is provided independent, ................................................................................................................ 3
Value chain, 275,000
Oregon USDA data not available
Source: USDA NASS Quick Stats
Value chain
The first, of the value chain – the commercial cow/calf
operation. Commercial cow/calf operations maintain a herd, that backgrounds cattle on range or pasture is referred to as a “stocker”
operation), is the time when weaned
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2025_cattle_industry_perspective.pdf?sfvrsn=ddb7f482_10
2025_Almond_Industry_Perspective
to lend money or extend credit. This information is provided independent of any lending, other, ...................................................................................................................... 1
Value chain, . Arar.
Value chain
Growth and harvest
It takes about 3-4 years to produce nuts and another four, significant research is
underway to find higher value uses.
Hullers generally grade, sort and ship, by grower members. Cooperatives can form at various levels of the value chain and better enable small
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2025_almond_industry_perspective.pdf?sfvrsn=905c1a31_1
2025_Wine-Vineyard_Industry_Perspective
a commitment by
AgWest Farm Credit to lend money or extend credit. This information is provided independent, .................................................................................................. 3
Value chain,
% Non-
bearing
acres
Grape
production
(tons)
Yield
(tons/acre)
Total grape
value
(thousands)
Grape value
(per ton)
Wineries
(number)
CA 610,000 445,771 29% 3,685,000 6.04 $3,883,990, table below).
4
Top foreign suppliers to U.S. in 2023
Country
Value (millions of
dollars)
Volume
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2025_wine-vineyard_industry_perspective.pdf?sfvrsn=a5cae9cd_10
Land_Values_Market_Snapshot_3-31-23_FINAL
by AgWest FC to lend money or extend credit. This information is provided independent of any lending, , but this is not evident in the data yet.
Northwest Region Trend
Sales value and volume
Northwest land, with an average value of $8,431 per acre.
Northwest Land Sales Average Land Values Per Acre, .
Land Value Considerations
Interest Rates – The Federal Reserve raised the federal funds rate by 25, region.
Rising competition between long-time landowners and out-of-area investors is an important
https://agwestfc.com/docs/default-source/business-resources/industry-insights/ms-q1-2023/land_values_market_snapshot_3-31-23_final.pdf?sfvrsn=e7703fbc_3
2025_Pistachio_Industry_Perspective
to lend money or extend credit. This information is provided independent of any lending, other, ...................................................................................................................... 1
Value chain, Mexico. Pistachios are California's third largest agricultural export by value. Production, good yield
potential and excellent quality characteristics, but has not been widely planted.
Value, , or the amount of time in which it is financially viable, that can reach as high
as 70 or more years depending
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2025_pistachio_industry_perspective.pdf?sfvrsn=f58ec7fb_1
Land Value Snapshot_6-28-2023_FINAL
Land Value Snapshot_6-28-2023_FINAL, by AgWest FC to lend money or extend credit. This information is provided independent of any lending,
or delaying market changes.
Northwest region trend
Sales value and volumes
Northwest land sale volumes continue to fall year over year with mixed value trends. Most areas are experiencing strong, value considerations
Interest Rates – AgWest Appraisal Staff report that higher interest rates, -time landowners and out-of-area investors has been noted.
• The rural residential market has slowed
https://agwestfc.com/docs/default-source/business-resources/industry-insights/ms-q2-2023/land-value-snapshot_6-28-2023_final.pdf?sfvrsn=e2c4dafb_9
2025_Dairy_Industry_Perspective
a commitment by
AgWest Farm Credit to lend money or extend credit. This information is provided independent, ............................................................................................... 4
Value chain, dairy cows were responsible for $969 million in milk
production value during 2023. Dairy products, with milk cows with few large dairy
operations in the state.
Value chain
The dairy value chain, parturition due to natural lower birth weights and increased calf carcass value.
Beef ranchers
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2025_dairy_industry_perspective.pdf?sfvrsn=f6373917_11
Land_Values_Market_Snapshot_12-30-22_FINAL
by AgWest Farm Credit to lend money or extend credit. This information is provided independent of any, .
Northwest region trend
Sales value and volume
Most areas report sustained, but varied demand, . 22, 2022,
staff collected 932 land sales with an average value of $5,881 per acre in the Northwest, rates than agricultural markets.
2
Land Inventory Value Trends Listing Times
Source: Sentiment Survey Completed by staff in December 2022.
Land value considerations
Interest Rates – The Federal
https://agwestfc.com/docs/default-source/business-resources/industry-insights/ms-q4-2022/land_values_market_snapshot_12-30-22_final.pdf?sfvrsn=e9d7d62_3
2023_Fisheries_Industry_Perspective
Farm Credit to lend money or extend credit. This information is provided independent of any lending, ....................................................................................................... 4
Value chain, tons valued at $5.6 billion. While
Alaska is the largest producer by both volume (58%) and value (34%), New England is second in terms of value (25%)
given its predominance of lobster and scallop fisheries.
Total Share U.S. Landings by Volume and Value, 2022
Source: NOAA Fisheries, Commercial
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2023_fisheries_industry_perspective.pdf?sfvrsn=fa3163e9_12
Wine_Vine_Market_Snapshot_9_31_2023_FINAL
by AgWest FC to lend money or extend credit. This information is provided independent of any lending,
where prices are less favorable. Over time, some may decide to rebalance acreage to match demand, and small Washington wineries strong
Oregon’s wine industry is strong due to its focus on high-value, time due to higher demand among young consumers.
•
Alcohol consumption varies by age, income
https://agwestfc.com/docs/default-source/business-resources/industry-insights/ms-q3-2023/wine_vine_market_snapshot_9_31_2023_final.pdf?sfvrsn=c81a1b3f_8
2023_Nursery-Greenhouse_Industry_Perspective
a commitment by
AgWest Farm Credit to lend money or extend credit. This information is provided independent,
Value chain, commodity by value. Washington production is much less, though still maintains the 10
th
highest sales by value nationally.
Top 10 States in Horticulture Wholesale (thousands of dollars)
Source, .
Value chain
Costs
Labor is a significant expense for the nursery and greenhouse industry
https://agwestfc.com/docs/default-source/business-resources/industry-insights/industry-perspectives/2023_nursery-greenhouse_industry_perspective.pdf?sfvrsn=fabf9f06_9
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